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Difference Between Braintree and Stripe

Main Difference

Both of the Braintree and Stripe are the online payment solutions that use the API to let the developers to accept credit card payments. Settlement period of Braintree is lesser than Stripe. Stripe’s settlement period is 7 days while that of Braintree is 2-4 days. Thus Braintree is provides quicker settlement than Stripe. International availability is more robust by Braintree as compare to Stripe. Currency settlement options provided by Braintree are more than Stripe. Currency conversion is not handled by Braintree but Stripe offers currency conversion automatically into your account charging 2% fee.

What is Braintree?

Braintree is a online payment solution that uses the API to let the developers to accept credit card payments. Settlement period by Braintree is 2-4 days. Currency conversion is not handled by Braintree. PCI Compliance is made easy by Braintree. It offers simplified usability. Using Braintree the payments can be received from more than 130 currencies.

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What is Stripe?

Stripe is the online payment solution that uses the API to let the developers to accept credit card payments. Settlement period by Stripe is 7 days. Stripe offers currency conversion automatically into your account charging 2% fee. PCI Compliance is made easy by Stripe. Stripe is quite flexible for bill recurring. Using Stripe the payments can be received from more than 139 currencies.

Key Differences

  1. Currency conversion is not handled by Braintree but Stripe offers currency conversion automatically into your account charging 2% fee.
  2. Currency settlement options provided by Braintree are more than Stripe.
  3. Braintree is provides quicker settlement than Stripe.
  4. International availability is more robust by Braintree as compare to Stripe.
  5. Settlement period of Braintree is lesser than Stripe.
  6. Stripe’s settlement period is 7 days while that of Braintree is 2-4 days.
  7. PayPal is integrated with Braintree but not integrated with Stripe.
  8. AliPay is integrated with Stripe but not integrated with Braintree.
  9. Stripe is more flexible for bill recurring as compare to Braintree.
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Harlon Moss

Harlon currently works as a quality moderator and content writer for Difference Wiki. He graduated from the University of California in 2010 with a degree in Computer Science. Follow him on Twitter @HarlonMoss